Privacy Policy
This Privacy Policy (“Policy”) is established and provided to you by DashFi Inc. and its subsidiaries and affiliates. These entities are collectively referred to herein as “Dash”, “Dash” or “we,” “our,” or “us.” This Policy applies to information collected through this website and otherwise. We want you to understand what information we collect about you, how we use it, and the safeguards we have to protect it. By accessing this website and using our services, you consent to this Policy including the collection, transfer, manipulation, disclosure, storage and other use of your information as described below. If you have questions or concerns regarding this Policy, you should email us at help@dash-fi.com.
Information We Collect
We might receive and collect personal information about you while you use our services, including, but not limited to, your name, email, phone number(s), address, your social security number, credit card number if you provide it, date of birth, employer information and income figures if you provide them, current loan/credit information, and vehicle information (“Information”). You may provide this Information when you go through our onboarding process; sign up for products or services through Dash; when you provide Information to us through a third-party application, service or website; when you communicate with us regarding our services through email or other means; or when you participate in any of our marketing initiatives.
Use of Collected Information
Dash uses Information to provide the products and services you requested; provide you customer support; research and analyze other products and services that may save you money offered by Dash or others; to communicate with you via telephone, mobile devices, email or postal mail about products or services; to deliver relevant advertising; to analyze the effectiveness of Dash advertising and other efforts; and to otherwise conduct our business. In addition, we may disclose the information we collect as described above to companies that perform services on our behalf, with which we have joint agreements, or with which we have other agreements that among other things require the safeguarding of your Information.
Links within the Dash site may take you to third party sites that are governed by their own privacy policies. When you use links to visit these sites, Dash’s privacy policies are no longer valid.
Dash and Affiliates: We may share your Information with Dash subsidiaries and affiliates. These subsidiaries and affiliates adhere to this Privacy Policy.
Partners: Once you have submitted your Information, Dash will begin the process of finding you Product and Service offers from our partner base. Your credit profile and needs are matched to the profile established by our partners and sent to those partners. By submitting your information to Dash, you consent to the use of your credit report for the purpose of obtaining a Product or Service from one of our participating partners.
To Comply with the Law: We may disclose Information we collect if we determine in our sole discretion that such disclosure is necessary to comply with the law, including disclosure to law enforcement agencies and other government agencies and disclosure responsive to subpoenas. We also may disclose information we collect if we deem it necessary to protect the rights, property, or safety of Dash, our customers or others.
To Third-Parties: We may disclose your information to third party vendors that provide services to Dash to process your information for purposes of providing Products and Services. Also, Dash may disclose your Information to third parties that are interested in contacting you or providing offers to you that may be related to our products and services or about products or services you may find of interest, and we may be compensated for such disclosure.
You can, at any time, opt-out of our ability to share Information with unaffiliated third-parties that do not provide services to Dash by contacting customer service at help@dash-fi.com.
The Use of Cookies
Dash uses cookies to store a unique user identifier (i.e. your user name). A cookie is a small data file that contains information such as a user ID. The data is written to your hard drive and is accessed each time you visit the site. Although the only personal information a cookie can record is information you supply yourself, Dash uses this ID to identify you in our database. The cookie is also required to reach certain parts of the Dash site and is used to personalize the site for you. A cookie cannot read data off your hard disk or read other cookie files created by other sites that you visit.
Description of Dash
Dash is headquartered in California. All partners in the Dash network are well established FDIC-insured banks, credit unions, thrifts or licensed partners. Protecting Your Personal InformationProtecting your privacy is important to us. We restrict access to non-public personally identifiable information about you to our employees and agents who need to know the information to provide products or services to you. We maintain physical, electronic, and procedural protections that comply with federal and state laws to safeguard your personal information. Because we recognize the importance of privacy where children are involved, we do not knowingly collect information from children.
Options Regarding the Collection, Use and Distribution of Your Information
It is important to remember that you have absolute control over the amount of personal information collected on this site. When you click on “Next” at each step in the process, you affirmatively consent to Dash’s collection of Information. As Dash develops, it may sell or purchase other companies and/or assets. In such transactions, customer information is generally included in the transfer of business assets. In the event that Dash or substantially all of its assets are acquired, customer information will be one of the transferred assets.
Amendments
Dash reserves the right, at any time, to add to, change, update, or modify this Privacy Policy by posting such change, update, or modification on the website. Any such change, update or modification will be effective immediately upon posting to this site.
California Consumer Privacy Act
Rights for California Residents:
If you are a California resident you may have certain rights under the California Consumer Privacy Act (Cal. Civ. Code §1798.100 et seq.) regarding your personal information, including:
the right to request the specific pieces of personal information we collected about you; the categories of personal information we collected; the categories of sources used to collect the personal information; the business or commercial purposes for collecting your personal information; and the categories of third parties with whom we share your personal information each as it pertains to our activities in the preceding twelve (12) months
the right to request, on legitimate grounds, deletion of your personal information that we collected;
the right to have someone you authorize make a request on your behalf; and
the right not to be discriminated against for exercising any of these rights.
We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the ways in which we use it, disclose it, and the sources from which we collect it.
Personal Information:
Categories of Personal Information
Personal identifiers, including those listed in other California statutes: Real name; alias; Social Security number; passport number; other government issued number; Green Card number; driving license number; telephone number; email address; postal address; account name; online identifier; device identifier; IP address
Characteristics of protected classifications: date of birth/age; gender; military or veteran status; marital status; nationality; citizenship; request for family care leave; request for leave for employee’s own serious health condition; request for pregnancy leave
Biometric information: fingerprint; voice recordings; keystroke patterns and rhythms
Professional or Employment: title; salary; employment files; references
Education information: details of your education and qualifications
Financial details: bank account numbers; debit/credit card numbers; cardholder or accountholder name and details; transaction details
Commercial Information: records of personal property; products and service purchased, obtained or considered; purchasing or consuming histories or tendencies
Internet or other electronic network activity information: browsing history, search history, information regarding your interaction with a website, application or advertisement
Geolocation data: any information used to identify your physical location
Communications, recordings, images: audio, electronic, visual
Inferences: Any derivation of information, data, assumptions, or conclusions drawn from any of the above categories used to create a profile reflecting the consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
Our Sources of Personal Information
Category of Sources from which we Collect Personal Information
We obtain your personal information when you provide it to us (e.g., where you contact us via email or telephone, or by any other means)
We may collect personal information that you manifestly choose to make public, including via social media (e.g., we may collect information from your social media profile(s), to the extent that you choose to make your profile publicly visible)
We may receive your personal information from third parties who provide it to us (e.g., our customers; credit reference agencies; and law enforcement authorities)
We may collect or obtain personal information when you visit any of our Sites or use any features or resources available on or through a Site. When you visit a Site, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a Site and other technical communications information), some of which may constitute Personal Data
Use of Information
Business and Commercial Purposes for Use of Personal Information
Marketing/Prospecting: communicating with you via any means (including via email, telephone, text message, social media, post or in person) subject to ensuring that such communications are provided to you in compliance with applicable law; and maintaining and updating your contact information where appropriate
Operation of our Sites: operation and management of our Sites; providing content to you; displaying advertising and other information to you; and communicating and interacting with you via our Sites
IT operations: management of our communications systems; operation of IT security; and IT security audits
Health and safety: health and safety assessments and record keeping; and compliance with related legal obligations
Financial management: sales; finance; corporate audit; and vendor management
Research: conducting market or customer satisfaction research; and engaging with you for the purposes of obtaining your views on our products and services
Security: physical security of our premises (including records of visits to our premises and CCTV recordings); and electronic security (including login records and access details, where you access our electronic systems)
Investigations: detecting, investigating and preventing breaches of policy, and criminal offenses, in accordance with applicable law
Legal compliance: compliance with our legal and regulatory obligations under applicable law
Legal proceedings: establishing, exercising and defending legal rights
Improving our products and services: identifying issues with existing products and services; planning improvements to existing products and services; and creating new products and services
Risk Management: Audit, compliance, controls and other risk management
Fraud prevention: Detecting, preventing and investigating fraud
Disclosure of Information
Categories of Third Parties to Whom Personal Information is Disclosed
You and, where appropriate, your family, your associates and your representatives
Anti-fraud services
Accountants, auditors, financial advisors, lawyers and other outside professional advisors to Chase, subject to confidentiality
Data aggregation services
Accreditation bodies
Third party service providers (such as payment services providers; shipping companies; etc.)
Governmental, legal, regulatory, or other similar authorities and/or local government agencies, upon request or where required
Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties
Any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation)
Sale of Personal Information
DashFi Inc. does not offer an opt-out from the sale of personal information because DashFi Inc. does not engage in the sale of personal information as contemplated by the CCPA. As noted elsewhere in this disclosure, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information.
Changes to this Disclosure
We may change this disclosure from time to time. When we do, we will let you know by appropriate means such as by posting the revised disclosure on the CCPA section of our web site with a new “Last Updated” date. Any changes to this disclosure will become effective when posted unless indicated otherwise.
To exercise one or more of your rights, you or someone you authorize may email us at help@dash-fi.com.
This Privacy Policy (“Policy”) is established and provided to you by DashFi Inc. and its subsidiaries and affiliates. These entities are collectively referred to herein as “Dash”, “Dash” or “we,” “our,” or “us.” This Policy applies to information collected through this website and otherwise. We want you to understand what information we collect about you, how we use it, and the safeguards we have to protect it. By accessing this website and using our services, you consent to this Policy including the collection, transfer, manipulation, disclosure, storage and other use of your information as described below. If you have questions or concerns regarding this Policy, you should email us at help@dash-fi.com.
Information We Collect
We might receive and collect personal information about you while you use our services, including, but not limited to, your name, email, phone number(s), address, your social security number, credit card number if you provide it, date of birth, employer information and income figures if you provide them, current loan/credit information, and vehicle information (“Information”). You may provide this Information when you go through our onboarding process; sign up for products or services through Dash; when you provide Information to us through a third-party application, service or website; when you communicate with us regarding our services through email or other means; or when you participate in any of our marketing initiatives.
Use of Collected Information
Dash uses Information to provide the products and services you requested; provide you customer support; research and analyze other products and services that may save you money offered by Dash or others; to communicate with you via telephone, mobile devices, email or postal mail about products or services; to deliver relevant advertising; to analyze the effectiveness of Dash advertising and other efforts; and to otherwise conduct our business. In addition, we may disclose the information we collect as described above to companies that perform services on our behalf, with which we have joint agreements, or with which we have other agreements that among other things require the safeguarding of your Information.
Links within the Dash site may take you to third party sites that are governed by their own privacy policies. When you use links to visit these sites, Dash’s privacy policies are no longer valid.
Dash and Affiliates: We may share your Information with Dash subsidiaries and affiliates. These subsidiaries and affiliates adhere to this Privacy Policy.
Partners: Once you have submitted your Information, Dash will begin the process of finding you Product and Service offers from our partner base. Your credit profile and needs are matched to the profile established by our partners and sent to those partners. By submitting your information to Dash, you consent to the use of your credit report for the purpose of obtaining a Product or Service from one of our participating partners.
To Comply with the Law: We may disclose Information we collect if we determine in our sole discretion that such disclosure is necessary to comply with the law, including disclosure to law enforcement agencies and other government agencies and disclosure responsive to subpoenas. We also may disclose information we collect if we deem it necessary to protect the rights, property, or safety of Dash, our customers or others.
To Third-Parties: We may disclose your information to third party vendors that provide services to Dash to process your information for purposes of providing Products and Services. Also, Dash may disclose your Information to third parties that are interested in contacting you or providing offers to you that may be related to our products and services or about products or services you may find of interest, and we may be compensated for such disclosure.
You can, at any time, opt-out of our ability to share Information with unaffiliated third-parties that do not provide services to Dash by contacting customer service at help@dash-fi.com.
The Use of Cookies
Dash uses cookies to store a unique user identifier (i.e. your user name). A cookie is a small data file that contains information such as a user ID. The data is written to your hard drive and is accessed each time you visit the site. Although the only personal information a cookie can record is information you supply yourself, Dash uses this ID to identify you in our database. The cookie is also required to reach certain parts of the Dash site and is used to personalize the site for you. A cookie cannot read data off your hard disk or read other cookie files created by other sites that you visit.
Description of Dash
Dash is headquartered in California. All partners in the Dash network are well established FDIC-insured banks, credit unions, thrifts or licensed partners. Protecting Your Personal InformationProtecting your privacy is important to us. We restrict access to non-public personally identifiable information about you to our employees and agents who need to know the information to provide products or services to you. We maintain physical, electronic, and procedural protections that comply with federal and state laws to safeguard your personal information. Because we recognize the importance of privacy where children are involved, we do not knowingly collect information from children.
Options Regarding the Collection, Use and Distribution of Your Information
It is important to remember that you have absolute control over the amount of personal information collected on this site. When you click on “Next” at each step in the process, you affirmatively consent to Dash’s collection of Information. As Dash develops, it may sell or purchase other companies and/or assets. In such transactions, customer information is generally included in the transfer of business assets. In the event that Dash or substantially all of its assets are acquired, customer information will be one of the transferred assets.
Amendments
Dash reserves the right, at any time, to add to, change, update, or modify this Privacy Policy by posting such change, update, or modification on the website. Any such change, update or modification will be effective immediately upon posting to this site.
California Consumer Privacy Act
Rights for California Residents:
If you are a California resident you may have certain rights under the California Consumer Privacy Act (Cal. Civ. Code §1798.100 et seq.) regarding your personal information, including:
the right to request the specific pieces of personal information we collected about you; the categories of personal information we collected; the categories of sources used to collect the personal information; the business or commercial purposes for collecting your personal information; and the categories of third parties with whom we share your personal information each as it pertains to our activities in the preceding twelve (12) months
the right to request, on legitimate grounds, deletion of your personal information that we collected;
the right to have someone you authorize make a request on your behalf; and
the right not to be discriminated against for exercising any of these rights.
We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the ways in which we use it, disclose it, and the sources from which we collect it.
Personal Information:
Categories of Personal Information
Personal identifiers, including those listed in other California statutes: Real name; alias; Social Security number; passport number; other government issued number; Green Card number; driving license number; telephone number; email address; postal address; account name; online identifier; device identifier; IP address
Characteristics of protected classifications: date of birth/age; gender; military or veteran status; marital status; nationality; citizenship; request for family care leave; request for leave for employee’s own serious health condition; request for pregnancy leave
Biometric information: fingerprint; voice recordings; keystroke patterns and rhythms
Professional or Employment: title; salary; employment files; references
Education information: details of your education and qualifications
Financial details: bank account numbers; debit/credit card numbers; cardholder or accountholder name and details; transaction details
Commercial Information: records of personal property; products and service purchased, obtained or considered; purchasing or consuming histories or tendencies
Internet or other electronic network activity information: browsing history, search history, information regarding your interaction with a website, application or advertisement
Geolocation data: any information used to identify your physical location
Communications, recordings, images: audio, electronic, visual
Inferences: Any derivation of information, data, assumptions, or conclusions drawn from any of the above categories used to create a profile reflecting the consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
Our Sources of Personal Information
Category of Sources from which we Collect Personal Information
We obtain your personal information when you provide it to us (e.g., where you contact us via email or telephone, or by any other means)
We may collect personal information that you manifestly choose to make public, including via social media (e.g., we may collect information from your social media profile(s), to the extent that you choose to make your profile publicly visible)
We may receive your personal information from third parties who provide it to us (e.g., our customers; credit reference agencies; and law enforcement authorities)
We may collect or obtain personal information when you visit any of our Sites or use any features or resources available on or through a Site. When you visit a Site, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a Site and other technical communications information), some of which may constitute Personal Data
Use of Information
Business and Commercial Purposes for Use of Personal Information
Marketing/Prospecting: communicating with you via any means (including via email, telephone, text message, social media, post or in person) subject to ensuring that such communications are provided to you in compliance with applicable law; and maintaining and updating your contact information where appropriate
Operation of our Sites: operation and management of our Sites; providing content to you; displaying advertising and other information to you; and communicating and interacting with you via our Sites
IT operations: management of our communications systems; operation of IT security; and IT security audits
Health and safety: health and safety assessments and record keeping; and compliance with related legal obligations
Financial management: sales; finance; corporate audit; and vendor management
Research: conducting market or customer satisfaction research; and engaging with you for the purposes of obtaining your views on our products and services
Security: physical security of our premises (including records of visits to our premises and CCTV recordings); and electronic security (including login records and access details, where you access our electronic systems)
Investigations: detecting, investigating and preventing breaches of policy, and criminal offenses, in accordance with applicable law
Legal compliance: compliance with our legal and regulatory obligations under applicable law
Legal proceedings: establishing, exercising and defending legal rights
Improving our products and services: identifying issues with existing products and services; planning improvements to existing products and services; and creating new products and services
Risk Management: Audit, compliance, controls and other risk management
Fraud prevention: Detecting, preventing and investigating fraud
Disclosure of Information
Categories of Third Parties to Whom Personal Information is Disclosed
You and, where appropriate, your family, your associates and your representatives
Anti-fraud services
Accountants, auditors, financial advisors, lawyers and other outside professional advisors to Chase, subject to confidentiality
Data aggregation services
Accreditation bodies
Third party service providers (such as payment services providers; shipping companies; etc.)
Governmental, legal, regulatory, or other similar authorities and/or local government agencies, upon request or where required
Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties
Any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation)
Sale of Personal Information
DashFi Inc. does not offer an opt-out from the sale of personal information because DashFi Inc. does not engage in the sale of personal information as contemplated by the CCPA. As noted elsewhere in this disclosure, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information.
Changes to this Disclosure
We may change this disclosure from time to time. When we do, we will let you know by appropriate means such as by posting the revised disclosure on the CCPA section of our web site with a new “Last Updated” date. Any changes to this disclosure will become effective when posted unless indicated otherwise.
To exercise one or more of your rights, you or someone you authorize may email us at help@dash-fi.com.
California Consumer Privacy Act
Rights for California Residents:
If you are a California resident you may have certain rights under the California Consumer Privacy Act (Cal. Civ. Code §1798.100 et seq.) regarding your personal information, including:
the right to request the specific pieces of personal information we collected about you; the categories of personal information we collected; the categories of sources used to collect the personal information; the business or commercial purposes for collecting your personal information; and the categories of third parties with whom we share your personal information each as it pertains to our activities in the preceding twelve (12) months
the right to request, on legitimate grounds, deletion of your personal information that we collected;
the right to have someone you authorize make a request on your behalf; and
the right not to be discriminated against for exercising any of these rights.
We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the ways in which we use it, disclose it, and the sources from which we collect it.
Personal Information:
Categories of Personal Information
Personal identifiers, including those listed in other California statutes: Real name; alias; Social Security number; passport number; other government issued number; Green Card number; driving license number; telephone number; email address; postal address; account name; online identifier; device identifier; IP address
Characteristics of protected classifications: date of birth/age; gender; military or veteran status; marital status; nationality; citizenship; request for family care leave; request for leave for employee’s own serious health condition; request for pregnancy leave
Biometric information: fingerprint; voice recordings; keystroke patterns and rhythms
Professional or Employment: title; salary; employment files; references
Education information: details of your education and qualifications
Financial details: bank account numbers; debit/credit card numbers; cardholder or accountholder name and details; transaction details
Commercial Information: records of personal property; products and service purchased, obtained or considered; purchasing or consuming histories or tendencies
Internet or other electronic network activity information: browsing history, search history, information regarding your interaction with a website, application or advertisement
Geolocation data: any information used to identify your physical location
Communications, recordings, images: audio, electronic, visual
Inferences: Any derivation of information, data, assumptions, or conclusions drawn from any of the above categories used to create a profile reflecting the consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
Our Sources of Personal Information
Category of Sources from which we Collect Personal Information
We obtain your personal information when you provide it to us (e.g., where you contact us via email or telephone, or by any other means)
We may collect personal information that you manifestly choose to make public, including via social media (e.g., we may collect information from your social media profile(s), to the extent that you choose to make your profile publicly visible)
We may receive your personal information from third parties who provide it to us (e.g., our customers; credit reference agencies; and law enforcement authorities)
We may collect or obtain personal information when you visit any of our Sites or use any features or resources available on or through a Site. When you visit a Site, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a Site and other technical communications information), some of which may constitute Personal Data
Use of Information
Business and Commercial Purposes for Use of Personal Information
Marketing/Prospecting: communicating with you via any means (including via email, telephone, text message, social media, post or in person) subject to ensuring that such communications are provided to you in compliance with applicable law; and maintaining and updating your contact information where appropriate
Operation of our Sites: operation and management of our Sites; providing content to you; displaying advertising and other information to you; and communicating and interacting with you via our Sites
IT operations: management of our communications systems; operation of IT security; and IT security audits
Health and safety: health and safety assessments and record keeping; and compliance with related legal obligations
Financial management: sales; finance; corporate audit; and vendor management
Research: conducting market or customer satisfaction research; and engaging with you for the purposes of obtaining your views on our products and services
Security: physical security of our premises (including records of visits to our premises and CCTV recordings); and electronic security (including login records and access details, where you access our electronic systems)
Investigations: detecting, investigating and preventing breaches of policy, and criminal offenses, in accordance with applicable law
Legal compliance: compliance with our legal and regulatory obligations under applicable law
Legal proceedings: establishing, exercising and defending legal rights
Improving our products and services: identifying issues with existing products and services; planning improvements to existing products and services; and creating new products and services
Risk Management: Audit, compliance, controls and other risk management
Fraud prevention: Detecting, preventing and investigating fraud
Disclosure of Information
Categories of Third Parties to Whom Personal Information is Disclosed
You and, where appropriate, your family, your associates and your representatives
Anti-fraud services
Accountants, auditors, financial advisors, lawyers and other outside professional advisors to Chase, subject to confidentiality
Data aggregation services
Accreditation bodies
Third party service providers (such as payment services providers; shipping companies; etc.)
Governmental, legal, regulatory, or other similar authorities and/or local government agencies, upon request or where required
Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties
Any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation)
Sale of Personal Information
DashFi Inc. does not offer an opt-out from the sale of personal information because DashFi Inc. does not engage in the sale of personal information as contemplated by the CCPA. As noted elsewhere in this disclosure, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information.
Changes to this Disclosure
We may change this disclosure from time to time. When we do, we will let you know by appropriate means such as by posting the revised disclosure on the CCPA section of our web site with a new “Last Updated” date. Any changes to this disclosure will become effective when posted unless indicated otherwise.
To exercise one or more of your rights, you or someone you authorize may email us at help@dash-fi.com.
This Privacy Policy (“Policy”) is established and provided to you by DashFi Inc. and its subsidiaries and affiliates. These entities are collectively referred to herein as “Dash”, “Dash” or “we,” “our,” or “us.” This Policy applies to information collected through this website and otherwise. We want you to understand what information we collect about you, how we use it, and the safeguards we have to protect it. By accessing this website and using our services, you consent to this Policy including the collection, transfer, manipulation, disclosure, storage and other use of your information as described below. If you have questions or concerns regarding this Policy, you should email us at help@dash-fi.com.
Information We Collect
We might receive and collect personal information about you while you use our services, including, but not limited to, your name, email, phone number(s), address, your social security number, credit card number if you provide it, date of birth, employer information and income figures if you provide them, current loan/credit information, and vehicle information (“Information”). You may provide this Information when you go through our onboarding process; sign up for products or services through Dash; when you provide Information to us through a third-party application, service or website; when you communicate with us regarding our services through email or other means; or when you participate in any of our marketing initiatives.
Use of Collected Information
Dash uses Information to provide the products and services you requested; provide you customer support; research and analyze other products and services that may save you money offered by Dash or others; to communicate with you via telephone, mobile devices, email or postal mail about products or services; to deliver relevant advertising; to analyze the effectiveness of Dash advertising and other efforts; and to otherwise conduct our business. In addition, we may disclose the information we collect as described above to companies that perform services on our behalf, with which we have joint agreements, or with which we have other agreements that among other things require the safeguarding of your Information.
Links within the Dash site may take you to third party sites that are governed by their own privacy policies. When you use links to visit these sites, Dash’s privacy policies are no longer valid.
Dash and Affiliates: We may share your Information with Dash subsidiaries and affiliates. These subsidiaries and affiliates adhere to this Privacy Policy.
Partners: Once you have submitted your Information, Dash will begin the process of finding you Product and Service offers from our partner base. Your credit profile and needs are matched to the profile established by our partners and sent to those partners. By submitting your information to Dash, you consent to the use of your credit report for the purpose of obtaining a Product or Service from one of our participating partners.
To Comply with the Law: We may disclose Information we collect if we determine in our sole discretion that such disclosure is necessary to comply with the law, including disclosure to law enforcement agencies and other government agencies and disclosure responsive to subpoenas. We also may disclose information we collect if we deem it necessary to protect the rights, property, or safety of Dash, our customers or others.
To Third-Parties: We may disclose your information to third party vendors that provide services to Dash to process your information for purposes of providing Products and Services. Also, Dash may disclose your Information to third parties that are interested in contacting you or providing offers to you that may be related to our products and services or about products or services you may find of interest, and we may be compensated for such disclosure.
You can, at any time, opt-out of our ability to share Information with unaffiliated third-parties that do not provide services to Dash by contacting customer service at help@dash-fi.com.
The Use of Cookies
Dash uses cookies to store a unique user identifier (i.e. your user name). A cookie is a small data file that contains information such as a user ID. The data is written to your hard drive and is accessed each time you visit the site. Although the only personal information a cookie can record is information you supply yourself, Dash uses this ID to identify you in our database. The cookie is also required to reach certain parts of the Dash site and is used to personalize the site for you. A cookie cannot read data off your hard disk or read other cookie files created by other sites that you visit.
Description of Dash
Dash is headquartered in California. All partners in the Dash network are well established FDIC-insured banks, credit unions, thrifts or licensed partners. Protecting Your Personal InformationProtecting your privacy is important to us. We restrict access to non-public personally identifiable information about you to our employees and agents who need to know the information to provide products or services to you. We maintain physical, electronic, and procedural protections that comply with federal and state laws to safeguard your personal information. Because we recognize the importance of privacy where children are involved, we do not knowingly collect information from children.
Options Regarding the Collection, Use and Distribution of Your Information
It is important to remember that you have absolute control over the amount of personal information collected on this site. When you click on “Next” at each step in the process, you affirmatively consent to Dash’s collection of Information. As Dash develops, it may sell or purchase other companies and/or assets. In such transactions, customer information is generally included in the transfer of business assets. In the event that Dash or substantially all of its assets are acquired, customer information will be one of the transferred assets.
Amendments
Dash reserves the right, at any time, to add to, change, update, or modify this Privacy Policy by posting such change, update, or modification on the website. Any such change, update or modification will be effective immediately upon posting to this site.
California Consumer Privacy Act
Rights for California Residents:
If you are a California resident you may have certain rights under the California Consumer Privacy Act (Cal. Civ. Code §1798.100 et seq.) regarding your personal information, including:
the right to request the specific pieces of personal information we collected about you; the categories of personal information we collected; the categories of sources used to collect the personal information; the business or commercial purposes for collecting your personal information; and the categories of third parties with whom we share your personal information each as it pertains to our activities in the preceding twelve (12) months
the right to request, on legitimate grounds, deletion of your personal information that we collected;
the right to have someone you authorize make a request on your behalf; and
the right not to be discriminated against for exercising any of these rights.
We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the ways in which we use it, disclose it, and the sources from which we collect it.
Personal Information:
Categories of Personal Information
Personal identifiers, including those listed in other California statutes: Real name; alias; Social Security number; passport number; other government issued number; Green Card number; driving license number; telephone number; email address; postal address; account name; online identifier; device identifier; IP address
Characteristics of protected classifications: date of birth/age; gender; military or veteran status; marital status; nationality; citizenship; request for family care leave; request for leave for employee’s own serious health condition; request for pregnancy leave
Biometric information: fingerprint; voice recordings; keystroke patterns and rhythms
Professional or Employment: title; salary; employment files; references
Education information: details of your education and qualifications
Financial details: bank account numbers; debit/credit card numbers; cardholder or accountholder name and details; transaction details
Commercial Information: records of personal property; products and service purchased, obtained or considered; purchasing or consuming histories or tendencies
Internet or other electronic network activity information: browsing history, search history, information regarding your interaction with a website, application or advertisement
Geolocation data: any information used to identify your physical location
Communications, recordings, images: audio, electronic, visual
Inferences: Any derivation of information, data, assumptions, or conclusions drawn from any of the above categories used to create a profile reflecting the consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
Our Sources of Personal Information
Category of Sources from which we Collect Personal Information
We obtain your personal information when you provide it to us (e.g., where you contact us via email or telephone, or by any other means)
We may collect personal information that you manifestly choose to make public, including via social media (e.g., we may collect information from your social media profile(s), to the extent that you choose to make your profile publicly visible)
We may receive your personal information from third parties who provide it to us (e.g., our customers; credit reference agencies; and law enforcement authorities)
We may collect or obtain personal information when you visit any of our Sites or use any features or resources available on or through a Site. When you visit a Site, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a Site and other technical communications information), some of which may constitute Personal Data
Use of Information
Business and Commercial Purposes for Use of Personal Information
Marketing/Prospecting: communicating with you via any means (including via email, telephone, text message, social media, post or in person) subject to ensuring that such communications are provided to you in compliance with applicable law; and maintaining and updating your contact information where appropriate
Operation of our Sites: operation and management of our Sites; providing content to you; displaying advertising and other information to you; and communicating and interacting with you via our Sites
IT operations: management of our communications systems; operation of IT security; and IT security audits
Health and safety: health and safety assessments and record keeping; and compliance with related legal obligations
Financial management: sales; finance; corporate audit; and vendor management
Research: conducting market or customer satisfaction research; and engaging with you for the purposes of obtaining your views on our products and services
Security: physical security of our premises (including records of visits to our premises and CCTV recordings); and electronic security (including login records and access details, where you access our electronic systems)
Investigations: detecting, investigating and preventing breaches of policy, and criminal offenses, in accordance with applicable law
Legal compliance: compliance with our legal and regulatory obligations under applicable law
Legal proceedings: establishing, exercising and defending legal rights
Improving our products and services: identifying issues with existing products and services; planning improvements to existing products and services; and creating new products and services
Risk Management: Audit, compliance, controls and other risk management
Fraud prevention: Detecting, preventing and investigating fraud
Disclosure of Information
Categories of Third Parties to Whom Personal Information is Disclosed
You and, where appropriate, your family, your associates and your representatives
Anti-fraud services
Accountants, auditors, financial advisors, lawyers and other outside professional advisors to Chase, subject to confidentiality
Data aggregation services
Accreditation bodies
Third party service providers (such as payment services providers; shipping companies; etc.)
Governmental, legal, regulatory, or other similar authorities and/or local government agencies, upon request or where required
Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties
Any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation)
Sale of Personal Information
DashFi Inc. does not offer an opt-out from the sale of personal information because DashFi Inc. does not engage in the sale of personal information as contemplated by the CCPA. As noted elsewhere in this disclosure, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information.
Changes to this Disclosure
We may change this disclosure from time to time. When we do, we will let you know by appropriate means such as by posting the revised disclosure on the CCPA section of our web site with a new “Last Updated” date. Any changes to this disclosure will become effective when posted unless indicated otherwise.
To exercise one or more of your rights, you or someone you authorize may email us at help@dash-fi.com.
California Consumer Privacy Act
Rights for California Residents:
If you are a California resident you may have certain rights under the California Consumer Privacy Act (Cal. Civ. Code §1798.100 et seq.) regarding your personal information, including:
the right to request the specific pieces of personal information we collected about you; the categories of personal information we collected; the categories of sources used to collect the personal information; the business or commercial purposes for collecting your personal information; and the categories of third parties with whom we share your personal information each as it pertains to our activities in the preceding twelve (12) months
the right to request, on legitimate grounds, deletion of your personal information that we collected;
the right to have someone you authorize make a request on your behalf; and
the right not to be discriminated against for exercising any of these rights.
We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the ways in which we use it, disclose it, and the sources from which we collect it.
Personal Information:
Categories of Personal Information
Personal identifiers, including those listed in other California statutes: Real name; alias; Social Security number; passport number; other government issued number; Green Card number; driving license number; telephone number; email address; postal address; account name; online identifier; device identifier; IP address
Characteristics of protected classifications: date of birth/age; gender; military or veteran status; marital status; nationality; citizenship; request for family care leave; request for leave for employee’s own serious health condition; request for pregnancy leave
Biometric information: fingerprint; voice recordings; keystroke patterns and rhythms
Professional or Employment: title; salary; employment files; references
Education information: details of your education and qualifications
Financial details: bank account numbers; debit/credit card numbers; cardholder or accountholder name and details; transaction details
Commercial Information: records of personal property; products and service purchased, obtained or considered; purchasing or consuming histories or tendencies
Internet or other electronic network activity information: browsing history, search history, information regarding your interaction with a website, application or advertisement
Geolocation data: any information used to identify your physical location
Communications, recordings, images: audio, electronic, visual
Inferences: Any derivation of information, data, assumptions, or conclusions drawn from any of the above categories used to create a profile reflecting the consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
Our Sources of Personal Information
Category of Sources from which we Collect Personal Information
We obtain your personal information when you provide it to us (e.g., where you contact us via email or telephone, or by any other means)
We may collect personal information that you manifestly choose to make public, including via social media (e.g., we may collect information from your social media profile(s), to the extent that you choose to make your profile publicly visible)
We may receive your personal information from third parties who provide it to us (e.g., our customers; credit reference agencies; and law enforcement authorities)
We may collect or obtain personal information when you visit any of our Sites or use any features or resources available on or through a Site. When you visit a Site, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a Site and other technical communications information), some of which may constitute Personal Data
Use of Information
Business and Commercial Purposes for Use of Personal Information
Marketing/Prospecting: communicating with you via any means (including via email, telephone, text message, social media, post or in person) subject to ensuring that such communications are provided to you in compliance with applicable law; and maintaining and updating your contact information where appropriate
Operation of our Sites: operation and management of our Sites; providing content to you; displaying advertising and other information to you; and communicating and interacting with you via our Sites
IT operations: management of our communications systems; operation of IT security; and IT security audits
Health and safety: health and safety assessments and record keeping; and compliance with related legal obligations
Financial management: sales; finance; corporate audit; and vendor management
Research: conducting market or customer satisfaction research; and engaging with you for the purposes of obtaining your views on our products and services
Security: physical security of our premises (including records of visits to our premises and CCTV recordings); and electronic security (including login records and access details, where you access our electronic systems)
Investigations: detecting, investigating and preventing breaches of policy, and criminal offenses, in accordance with applicable law
Legal compliance: compliance with our legal and regulatory obligations under applicable law
Legal proceedings: establishing, exercising and defending legal rights
Improving our products and services: identifying issues with existing products and services; planning improvements to existing products and services; and creating new products and services
Risk Management: Audit, compliance, controls and other risk management
Fraud prevention: Detecting, preventing and investigating fraud
Disclosure of Information
Categories of Third Parties to Whom Personal Information is Disclosed
You and, where appropriate, your family, your associates and your representatives
Anti-fraud services
Accountants, auditors, financial advisors, lawyers and other outside professional advisors to Chase, subject to confidentiality
Data aggregation services
Accreditation bodies
Third party service providers (such as payment services providers; shipping companies; etc.)
Governmental, legal, regulatory, or other similar authorities and/or local government agencies, upon request or where required
Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties
Any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation)
Sale of Personal Information
DashFi Inc. does not offer an opt-out from the sale of personal information because DashFi Inc. does not engage in the sale of personal information as contemplated by the CCPA. As noted elsewhere in this disclosure, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information.
Changes to this Disclosure
We may change this disclosure from time to time. When we do, we will let you know by appropriate means such as by posting the revised disclosure on the CCPA section of our web site with a new “Last Updated” date. Any changes to this disclosure will become effective when posted unless indicated otherwise.
To exercise one or more of your rights, you or someone you authorize may email us at help@dash-fi.com.